If you want to understand why selling property with liens on it is not that difficult of a process, then take a moment to consider the fact that homes are sold by owners that still owe money to them in the form of a mortgage. Very few people own their houses free and clear, but they are sold all the time anyway. The way this works is simple, once a house is sold the mortgage is paid off before the owner receives their money. When you want to sell a home that has a lien on it then the approach is virtually identical. You find a buyer, sell it, then the liens against it and any mortgages you have are paid off before you are given your money. Then you get to walk away from your home with what could be a substantial amount of money in your pocket. That's a lot better than the alternative of losing the home for nothing and having your credit ruined in the process.